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Newsletters

Our newsletter, Financial View, is published quarterly. Please feel free to download them. If you like, you can join our email newsletter list here (form opens in a new window).

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Financial View Winter 2010

January 2010: Choosing the right ISA investments - Recession and risk tolerance - Are you in a 60% tax band? - Do you need a Lasting Power of Attorney? - Could you reclaim thousands in pension tax relief? - Pre-Budget Report - Mortgage market news and opinion - Don’t buy without a proper survey - 7 tips for the new year

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Financial View Autumn 2009

October 2009: How to invest in a recession - Centenarians, fastest growing age group - Spending cuts on the way - Money from thin air - Annuity types explained - The outlook for property

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Financial View Summer 2009

July 2009: RDR the death of a salesman - Why interest rates could rise - Why deflation is great for savers and bad for borrowers - Cycle to work tax free bicycle purchase - Stand and deliver: are you paying too much tax? - Innovation should triumph in the car industry - An excellent way to save thousands in inheritance tax

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Financial View Spring 2009

April 2009: The Taxman cometh - 3 ways to boost your pension - Do you have a pension? - Protect your new mortgage - Too young to need a Will? - How safe is your company pension? - What compensation would you get if your company pension went bust? - Should you transfer out? - Your Executive Pension Plan could be costing you tax - Minimum pension age increasing to 55 in April 2010

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Financial View - Winter 2009

February 2009: ISA – use it or lose it - How do you replace lost savings income? - There’s a revolution coming to financial advice: the Retail Distribution Review - Use your Capital Gains Tax allowance - Women could buy a pension worth £30,656 for only £421

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Mortgage View - Winter 2009

February 2009: Lock in at the bottom - First Time Buyers return - Cheaper PI cover? - Overseas opportunities amid the turmoil - Parents own a home but no cash to live on? - Fighting the flab and saving money! - DIY Wills? - Top 4 things clients don’t realise we can help with

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Financial View - Autumn 2008

October 2008: Zen and the science of disciplined investing - How to get better returns and worry less - Are you taking more risk than you need to? - Pensions and the cost of delay - In Brief.

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Mortgage View - Autumn 2008

October 2008: Your savings safety net - 10% on your savings? - Property prices. When should first time buyers take the plunge? - Questionnaire results - Ask Scott

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Financial View - Summer 2008

July 2008: Child Trust Fund - What the pension companies dont want you to know - Inflation a global issue based on surging commodity prices - Protect your pension from inflation - Making full use of your Capital Gains Tax Allowance

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Mortgage View - Summer 2008

July 2008: Russian roulette anyone? - The shrinking mortgage market - 5 Good things about lower property prices - Are you paying for life cover and gym membership?

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Financial View - Spring 2008

April 2008: Reaching your investment goals - New Wills service - Finding help in an emergency - Weighing up past performance - Capital gains tax new rules - Ask the expert

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Mortgage View - Spring 2008

April 2008: Mortgage Brokers, greater need than ever - Remortgage and save money - Do you insure your car but not yourself - Buy to let tax rules - Can you pay off your mortgage early

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Financial View Winter 2008

January 2008: Use it or lose it - The same mistakes - A guide to commodities - Taking an ethical approach - Avoid last minute surprises - Ask the expert

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Mortgage View Winter 2008

January 2008: Property still a wise buy? - What does sub prime mean? - Paying off your interest only mortgage - Free brochures to help you buy property - The HIP bones connected to the leg bone - Ask the expert

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Financial View Autumn 2007

October 2007: Little and Often for a big reward - Is a SIPP for me? - The rise and fall of the equity market - On your best behaviour - Introducing Investment Bonds - Are pensions worthwhile?

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Mortgage View Autumn 2007

October 2007: Is flexibilty the way forward? - Are you playing the waiting game? - With 1 in chance its critical you insure - Dont overtax yourself - Ask the expert

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Financial View Summer 2007

July 2007: If you dont have a will - New website goes down storm - I want to build a portfolio - Are you paying the taxman unnecessarily?

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Mortgage View Summer 2007

July 2007: We are keeping you informed - Free research on our new website - Buy to Let without a mortgage - Are you paying too much mortgage interest? - Dont leave your family penniless - Your endowment could be worth 35% more - Save money on buildings and contents - Ask the expert

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Radcliffe and Newlands Ltd is an Appointed Representative of Sage Financial Services Ltd, which is authorised and regulated by the Financial Services Authority. Sage Financial Services Ltd is entered on the FSA register (http://www.fsa.gov.uk/register/home.do) under reference 150452.